NCRCP 21558

Original Thinking

Term Loans, Invoice Financing, PO Financing, Property Bridging, Installment Sales
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Long-term horizon

Who We Are

Original Thinking (Pty) Ltd is a registered credit provider (NCRCP 21558) that offers unparalleled credit to underserved and untapped markets in the realm of financing for small and medium-sized enterprises.

Original Thinking (Pty) Ltd strives to offer effective and innovative means through which clients can access short-term and micro financing, recognising that typical loan assessment checklists may not always meet every client's requirements satisfactorily.

As a result of focusing on sustainability and social impact, Original Thinking (Pty) Ltd aims at granting responsible financial solutions while enhancing enterpreneurs' investment capabilities for their future growth as well as sucess.

Its core values include reliability, competence, professionalism along with innovation which could distinguish it from other companies since its primary focus is meeting clients' needs within the framework of the National Credit Act and the regulatory body established in terms of this act.

What We Do

Innovative Financial Solutions

Invoice Financing - Discounting/Factoring

SMEs that have already supplied goods (services are not covered under this offering e.g., consulting etc) to organisations and require an advance against the amounts payable by the organisation to meet their short-term needs.

PO Financing

SMEs who have orders with established corporates or government entities can obtain financing to enable them to fulfil their contractual obligations, payable by the organisations to meet their short-term needs.

Property Bridging Finance

We fund up to 80% of the proceeds pending from a property sale/transaction to inject cashflow while the seller is awaiting the transfer and registration.

Installment Sales Agreement

Our target market is self-employed persons who cannot raise or qualify for bank finance.

Term Loan

SMEs with a proven track record and regular cash flows from servicing reputable firms may qualify for short-term or loan terms.

SME Finance Application

Steps to Financing

How It Works

STEP 1

Choose Financing Type

STEP 2

Online Application

STEP 3

Verification

STEP 4

Agreement Acceptance

STEP 5

Finance Disbursed